Loyalty schemes can be brilliant – shop at your favourite stores and get discounts, collect rewards and get special offers – but they can also be a pain.

When 14 million Australasian customers had their drivers’ licences, passports and other data exposed in a recent cyberattack, Liz McPherson, New Zealand’s Deputy Privacy Commissioner, had a clear message for…

New Zealand was a fintech leader back before fintech was a word. But in recent years we have fallen behind.

Digital wallets are a cash-free way to pay and store useful information, similar to the way you might have stored your vaccine pass on your phone, but much more capable.

New Zealand’s retail payment system moves money from consumers to merchants – when you buy a coffee, it’s the system that transfers $5 from your account into the café’s.

Last year, New Zealand saw the launch of 3DS2 – an improved way to authenticate online payments to prevent credit card fraud.

Remember those situations where you still needed cash long after everybody else accepted cards? Food trucks, school fairs, farmers’ markets and charity bucket collections, for instance – not to mention…